Monzo
Bank Statement Converter
Convert Monzo PDF
→ CSV/XLSX/JSON
(+ QBO/Xero CSV)
Note: This page helps you convert Monzo statements; we're not affiliated with Monzo.
Built for accountants, lenders, and finance teams. Works with scanned and digital PDFs.
Quick Start
Upload PDF
Upload your Monzo statement PDF. Works with native PDFs and scanned documents.
Preview Data
Review extracted transactions with running balance preserved.
Export & Import
Download CSV/XLSX/JSON or QBO/Xero-ready CSV.
💡 Tips: How we handle dates/decimals for optimal import compatibility. Also see our complete list of supported banks andAI-OCR technology overview.
Convert Your Monzo Statement
Drop your PDF here
or click to browse files
Export Format
🏦 About Monzo
📊Bank Information
📍Bank Overview
🔗Links & Social Media
Monzo, founded in 2015, is a prominent digital bank in the United Kingdom, known for its innovative approach to banking through a mobile-first platform. Initially launched as a prepaid debit card, Monzo quickly evolved into a fully licensed bank, offering a comprehensive range of financial services including current accounts, savings accounts, and loans. The bank has gained a significant market presence by leveraging technology to provide real-time notifications, budgeting tools, and seamless international transactions. With a focus on transparency and customer-centric services, Monzo has attracted millions of users, establishing itself as a leader in the fintech industry and a pioneer in digital banking solutions.
💡Monzo Statement Processing Tips
Best Practices
- Download statements directly from Monzo online banking for best quality
- Use monthly statements for optimal transaction parsing
- Ensure PDF is not password protected before upload
Common Issues
- Scanned documents may require manual review
- Multi-page statements process automatically
- Foreign currency amounts are preserved as-is
ℹ️ Note: This information is provided for user context and entity disambiguation. BankStatement Savvy is not affiliated with Monzo.
What We Extract
Core Transaction Fields
- Date (US/EU/ISO formats)
- Description/Payee
- Signed Amount
- Debit/Credit (optional)
- Running/Opening/Closing Balance
- Reference/Check No.
- Fees
- Currency
Advanced Processing
- Page breaks
- Multi-line descriptions
- OCR noise handling
- Line-wrap fixes
- Negative amounts (−) normalization
- Multi-currency support
- Date format detection
- Amount precision handling
Security & Privacy
Data Protection
- Hosted in the United States. All data processed on US-based servers with enterprise-grade security.
- TLS 1.2+ in transit, AES-256 at rest. Military-grade encryption for all data transmission and storage.
- Default delete-after-processing. Files automatically removed after 24 hours unless retention is requested.
- GDPR/CCPA rights honored. Full compliance with international privacy regulations.
Privacy Guarantees
- No data sharing. Your financial data is never sold or shared with third parties.
- Retention optional. Choose to keep files longer for your convenience.
- Audit trails. Complete logging of all data access and processing activities.
- SOC 2 compliant. Regular security audits and compliance certifications.
Monzo Parser Coming Soon
We're working on adding support for Monzo statements. Request a custom parser or try our general converter.
How Our Monzo Converter Works
Upload PDF
Upload your Monzo statement PDF. Works with native PDFs and scanned documents. No account login required.
AI Processing
Our AI extracts transaction data using OCR and intelligent parsing. Handles multi-currency and complex layouts automatically.
Download Results
Download your data as Excel, CSV, JSON, QBO, or Xero format. Clean, structured data ready for accounting software.
Typical processing time: 30-90 seconds
OCR fallback ensures 99%+ accuracy even with scanned documents and complex statement layouts.
Import to QuickBooks/Xero
QuickBooks Online (QBO)
3 Simple Steps
- 1Export QBO-ready CSV from BankStatement Savvy with proper headers
- 2Upload to QBO: Transactions → Import → Choose file
- 3Map and import: Confirm Date, Description, Amount. Finish import and reconcile
QBO Headers
| Field | Description |
|---|---|
| Amount | Signed amount (+/-) |
| Date | MM/DD/YYYY format |
| Description | Transaction description |
| Memo | Additional notes |
| Reference | Check/Reference number |
Xero
3 Simple Steps
- 1Export Xero-ready CSV with Spend/Receive mapping
- 2Upload to Xero: Accounting → Bank accounts → Import bank statement
- 3Match and reconcile: Review transactions and reconcile with bank statement
Xero Headers
| Field | Description |
|---|---|
| Amount | Positive for deposits |
| Date | DD/MM/YYYY format |
| Description | Transaction description |
| Reference | Bank reference number |
| Type | Spend/Receive |
Accuracy & Edge Cases for Monzo Statements
Supported Formats
- Native PDF statements (99%+ accuracy)
- Scanned PDF documents (95%+ accuracy)
- Multi-currency statements
- Password-protected PDFs (with password)
Common Challenges
- Handwritten annotations (OCR fallback)
- Complex table layouts (AI parsing)
- Low-resolution scans (enhancement)
- Non-standard date formats (normalization)
Need help with a specific Monzo statement format?Try our converter orlearn about our AI-OCR technology.
Why Choose Our Bank Statement Converter?
99%+ Accuracy
Our AI is specifically trained on Monzo statements and achieves 99%+ accuracy on transaction extraction, even with complex layouts.
Instant Processing
Convert your bank statement in seconds, not hours. No manual data entry required.
Bank-Grade Security
Your data is encrypted in transit and at rest, then automatically deleted after processing.
Multiple Formats
Export to Excel, CSV, JSON, or QBO/Xero-ready formats. All optimized for accounting software.
Batch Processing
Process multiple statements at once. Perfect for monthly reconciliation or multiple accounts.
Smart Categorization
Transactions are automatically categorized and formatted for easy import into QuickBooks or Xero.
Monzo vs Other Banks: Conversion Accuracy
Monzo Accuracy
General parser handles Monzo format with high accuracy
Processing Speed
Average processing time for Monzo statements regardless of page count
Export Formats
CSV, Excel, JSON, QBO, and Xero formats for maximum compatibility
Why Monzo customers choose BankStatement Savvy:
Popular banks in UK
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